kids lying on a glass land and smiling

Built for African businesses

Your business shouldn't stop
because foreign currency does.

A better way for African businesses to manage international payments when access to foreign currency is delayed.

A better way for African businesses to manage international payments when access to foreign currency is delayed.

The money is there.
The currency isn't.

Your business has the local funds, but international invoices remain unpaid while you wait for access to the foreign currency needed to settle them. Missed payments. Paused bookings. Interrupted suppliers. Lost revenue.

Access to foreign currency shouldn't stand between your business and the world. malo keeps business moving beyond borders.

image of an invoice
Your international bill is due.
Your business has a legitimate international payment to make, with the local funds ready to settle it.
mobile app where a reciept is sorted
malo connects the two.
A simpler route between the money your business has locally and the international payments it needs to make.

A simpler route to international payments.

malo is built for businesses with legitimate international obligations and local funds ready to pay.

01.

Tell us what needs paying

Submit your international business invoice and the currency required.

02.

Confirm your local funds

03.

malo handles the route

04.

Keep business moving
two ladies looking at a laptop and smiling
lady checking her phone and smiling
person managing their expenses on a laptop
person making a contactless payment with a card
Tell us what needs paying

Submit your international business invoice and the currency required.

Confirm your local funds
malo handles the route
Keep business moving
two ladies looking at a laptop and smiling
lady checking her phone and smiling
person managing their expenses on a laptop
person making a contactless payment with a card

Built for businesses operating beyond borders.

Ditch the stress and
reclaim your day.

From global platforms to international suppliers, African businesses depend on payments that cross borders. malo is built for the businesses that need to keep them moving.

woman holding a phone and man looking at the phone. both are smiling

Find out what your money can do

Find out what your
money can do

See how much more you could be saving with Meridian vs. competitors with our Savings Calculator.

Questions all resolved in one place

Questions all resolved
in one place

What is malo?

malo is a cross-border payments company built for African businesses that have local funds available but face challenges accessing the foreign currency needed to settle international payments.

Who is malo for?

malo is for businesses that need to make legitimate international payments — from hotels and hospitality businesses to importers, operators and growing companies.

What can I pay for through malo?

malo is focused on legitimate international business expenses, including booking platforms, suppliers, software, equipment, subscriptions and professional services.

Which currencies will malo support?

Our initial focus is major international currencies including USD, GBP and EUR, with availability depending on the market and payment type.

Is malo a bank?

No. malo is not a bank. Payment services will operate within the appropriate regulatory frameworks and, where required, through authorised financial partners.

Your money shouldn't stop at the border. Neither should your business.

Your money shouldn't stop at the border. Neither should your business.

Your money shouldn't stop at the border. Neither should your business.